With the the proliferation of divorce, the economic recession and the resultant wave of foreclosures and bankruptcies, decimated credit is (curiously) almost de rigueur.
However, If you are in the market to buy a home or want to rent an apartment, don’t sit idly by and be a victim of your own circumstance.
There are 3 things that you can do to take matters into your own hands and proactively improve your credit profile and score.
1) Pull it! Seems simple, yes? Start by going to annualcreditreport.com Like the good book says: the first step to solving your problem is admitting that you have one!
2) Look it in the eye! This is your ‘come to Jesus’ moment. Scary? Perhaps. But remember, 80% of all credit reports contain errors that cost you points and, ultimately, money.
3) Work it! Thats right. Fine tooth comb that thing. By knowing exactly what is being reported and then taking steps to set the record straight you can put yourself on the road to recovery.
Hey, you may be pleasantly surprised to learn that things aren’t all bad and that with some massaging, your credit can be fluffed back to its former glory.
And if it truly is a hot mess, no worries. We’ve got strategic partners that will fix it for you!
Can I get an amen? …Thank you!
If you’d like to talk more about how I can help you buy, sell or rent Chicago real estate… and keep you out of trouble in the process, call or text me at 773-968-1110 or shoot me an email at scott@scottmsiegel.com
You See. You Like? You Buy!™